In 2010, Donna Steenkamp and her family lost their home to HSBC in an illegal foreclosure. Like many other homeowners who have had their homes confiscated, she found herself bewildered and angry, unsure of the best course of action to help her family and get back on her feet. How was this allowed to happen in the United States? When over 15 law firms turned down her case, Donna Steenkamp redirected her frustration into studying real estate, consumer, contract, and securities law, and how they intertwined – and was able to represent herself in both Federal and District courts.
As she dug deeper, Donna Steenkamp discovered a startling problem. Over 85% of the county land records are incorrect, and over 80 million land titles are clouded because of the securitization of home loans, MERS, robo-signing, and fabricated, false, and missing recorded documents. Worse yet, none of the settlements, lawsuits, OCC and Federal Reserve investigations addressed how to fix the damage. Although title companies were insuring around these problems, a good title cannot be derived from a bad one. As a result, over 80 million people think they own their property – but a clouded title makes that an impossibility.
Owning real estate is a major investment. Knowing exactly what you own is vital to true and accurate ownership. To that end, Donna Steenkamp’s patented 3-step remedy is the only legal solution to clearing clouded titles and beginning to repair county land records across the country. The 3rd step in her process is ITR Certification: a new type of title certification indicating that the title has been thoroughly researched by certified title abstractors, went through the legal action (quiet title) by a network of licensed attorneys in each state, and then registered in the ITRC Registry as being certified that all information is accurate and clear title can be obtained.
MERS swept across the nation like a plague – but the antidote is finally here. Join us with Donna Steenkamp and pick up where we left off with Dave Krieger (the author of Clouded Titles) in 2012.